Price Orchard Policies on Micro-Climate Reality, Not County Averages.
Tap into parcel-level IoT weather data and predictive yield models so every policy reflects the actual risk in the valley.
Your loss ratios spike every time a frost corridor or rain-shadow effect hammers a cluster of orchards that your county-wide weather model said were fine. OrchardYield feeds parcel-level sensor data — temperature, humidity, soil moisture, wind patterns — into a nautical-grade risk dashboard built for underwriters. Each insured orchard shows a live threat gauge, a seasonal yield probability curve, and a micro-climate risk score you can plug straight into your pricing engine. Stop subsidizing high-risk valleys with premiums calculated from regional averages. No platform fee — we monetize via a kilo-cut on the grower side, so your data access stays clean and conflict-free.
Parcel-Level IoT Precision
Replace county-wide weather averages with parcel-level IoT readings that reveal frost corridors, humidity traps, and rain shadows.
Unified Underwriter Dashboard
View every insured orchard's live threat gauge and seasonal yield probability on a single underwriter dashboard.
Direct Pricing Engine Export
Export micro-climate risk scores directly into your pricing engine to tighten premium accuracy and reduce claims leakage.
Zero-Cost Data Access
Access grower sensor data at no cost to your underwriting team — the platform monetizes only on the grower's harvest side.
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